Ways Artificial Intelligence (AI) is Transforming Education in 2021

Ways Artificial Intelligence (AI) is Transforming Education in 2021

By Monica Shoshatre 

Guess Writer, KOTO Association 

Education Technology, or just simply ‘Edtech’ is the use of technology in the classroom to make learning more interesting, inclusive, and personalised. Tablets and interactive online courses are increasingly commonplace in today’s classrooms, which have evolved from the bulky desktop PCs of the past. This is being brought into the educational industry in order to improve the teaching process and learning outcomes. 

With that being said, teachers think that technology will have a significant influence on the way they teach in the near future. As a result, it’s important to comprehend the advantages of edtech in terms of improved communication, cooperation, and educational quality. 

How Can Edtech Benefit Students and Teachers? 

Well, if we could dig deeper into this question, Edtech is indeed pushing teachers and students to explore new possibilities. I’ve collected few examples on hoe edtech can really benefit students and teaches.   

As for students; 

  • High-quality communication 
  • 24/7 access to learning 
  • Personalized learning paths & educational experiences 
  • Engaging & attention-grabbing lessons 

What about teachers? Teachers can benefit from incorporating instructional technology into their professional lives in a variety of ways, including; 

  • Paperless classroom 
  • Automated evaluation of gradings & results 
  • Classroom management tools 
  • Administrative tasks management 

What a great match – machine learning algorithms can assess a learner’s strengths and shortcomings, while teachers give the human touch and knowledge needed to decide how to deliver a proactive teaching plan suited to their students’ requirements. 

How is AI Affecting the Education Industry? 

How important is technology in education, and how will AI’s broad deployment affect education? What are the advantages of this change? While education evolves and traditional educational techniques adapt dramatically to keep up, artificial intelligence’s arrival offers substantial value to the education sector. Administrative duties will be drastically reduced. 

Combining education with technology will almost certainly result in smart content, which focuses on presenting the user with just the most relevant information and tailors the digital learning interface to the user’s needs. 

Next, in today’s world, chatbots are widely used in the retail and marketing industries. Chatbots, on the other hand, are an excellent fit for the educational sector. Educators now spend hours providing their students feedback on their grades or tests, as well as fielding queries that are more administrative in nature than instructional in nature. Both students and instructors may benefit from the usage of chatbots: students can connect with a specialised chatbot that handles administrative concerns. 

In what ways is Edtech expected to grow after 2021? 

Generally, educational technology has grown in importance, and intelligent systems are exploding in the sector of education, which is otherwise the province of committed human engagement and safe from full automation. Rather of replacing educators, Edtech tools and intelligent systems will equip us with the finest extension of the human potential to instruct. The reality is that the computer has replaced many of our brain’s functions, and we expect it to make many decisions for us, causing thinking to deteriorate. 




Applications of Internet of Things (IoT) in Education

Applications of Internet of Things (IoT) in Education

By Monica Shoshatre 

Guess Writer, KOTO Association 

The Internet of Things (IoT), which connects items other than computers and smartphones to the Internet, is changing many aspects of our life. This huge expansion will undoubtedly have a wide range of consequences for the whole internet community. In the global health sector and the business world, the shift is already noticeable. Education is on that list, despite the fact that it may not appear to be an obvious use of the IoT. 

However, the Internet of Things has various applications in education, and the stakes of this disruption are huge. The growth of mobile technology and the Internet of Things helps schools to increase campus security, track vital resources, and improve information availability in the classroom. The current COVID 19 pandemic, which has swept the globe, has pushed for this shift. Due to the fact that schools are now closed, online lessons have almost become a necessity. 

In response to the pandemic, some adjustments in schooling have been implemented, and it is quite probable that these adjustments will not be temporary, but will instead become the norm. In the future years, what changes do you think the education industry would see?  

How Can IoT Help Education? 

  • Learning pace adaptability. 
  • Better administration of the school. 
  • Institutions working together more. 
  • Data gathering in real time. 
  • Improved campus security. 

This pandemic may provide a chance for educational institutions to shift their attention away from conventional academic abilities and memorization and toward critical thinking and flexibility, which are becoming increasingly important in our fast-paced, increasingly tech-driven society. 

Teachers’ digital literacy abilities are becoming more important as they transition to virtual classrooms, especially among older educators. Their lack of digital expertise might make it difficult for them to educate successfully. Parents will also need to have confidence in their ability to assist their children in learning online. The Internet of Things (IoT), which connects objects to the Internet, offers enormous promise for improving education and learning. Education has the potential to become more connected, collaborative, and customised. So, let’s start teaming up now to build our future! 




Disruptive Education Technologies

Disruptive Education Technologies

By Monica Shoshatre 

Guest Writer, KOTO Association 

It has always been the goal of education to pass on information and skills. For generations, the teaching institution’s resources constrained that task. Students can access the internet’s worldwide resources through online education. Students gain from new kinds of disruptive technology in education by taking advantage of that link. 

The concept of education has shifted as a result of modern advancements. The 21st century set itself apart by changing the whole learning process. Organisations may use custom e-learning systems to instruct students, train staff, and educate consumers. This approach will result in more effective courses, quicker deployment, and a scalable education system. The presence of disruptive technology has made this possible, even during the COVID-19 pandemic. 

This article will look at a few of the disruptive technologies that have changed the way people learn.  

Let’s get started. 

  1. Online Learning 

Online learning was gaining traction even before social distance became a problem. Compared to in-class lecture formats, this method of learning offers numerous advantages. Students learn in different ways, and well-designed online platforms acknowledge this. Multimedia presentations and gamified lessons are both possible options. 

Students study at various rates, and the online platform accommodates this. For better comprehension, students can pause and repeat videos. Educators also receive detailed data on student development, allowing them to assist more quickly when a student is experiencing difficulties.

All of this is achievable with a smartphone and an internet connection. It has given us control over classrooms. 

  1. Communication Through Chat 

The lack of peer interaction is one of the drawbacks of an online education style. In the workplace, onboarding training sessions provide new employees with opportunity to network. In online classes, students want to get to know their peers.  

Remote cooperation is possible using chat-based forums. For a long time, companies have had virtual meetings. Educational institutions are already realising the benefits of online cooperation. 

  1. AI-Assisted Learning 

Students learn in a variety of ways and at various pace. Artificial intelligence may be integrated into e-learning software to track student development. Students will not have to devote more time to subjects that they grasp fast.  

When a learner needs further instruction, the software will give additional lessons until the student understands the concept. Students will study at their own pace based on their knowledge of a subject when using a competency-based approach.  

Yes, you are holding artificial intelligence in your hands. They are presently being created to improve the educational process. 

  1. Augmented and virtual reality 

Virtual reality and augmented reality are only now making inroads into education. These technologies, on the other hand, will be important in providing students and staff with courses and training scenarios.  

In the classroom, virtual reality will provide an immersive experience of various locations across the world or historical events. A VR headset may be used as a safety training tool to allow employees to experience an emergency without putting themselves in danger. 

Students may now interact with real-life scenarios without the risks. Consider it. Medical students can conduct procedures without having to use a live patient. Students of art may visit galleries and museums without having to do all the work. 

  1. Competency-based Education (CBE) 

Curriculum-based learning has been replaced with competency-based education. Instead, it focuses on each student’s individual skills. The objective is to help each student improve their skills in order to better prepare them for the job market. 

Students’ weaknesses are identified, and the amount of time they need to improve is calculated. It’s far superior to the old technique, which requires everyone to study at the same time. 

You may think of it as a more efficient way to learn. 

People who are enthusiastic about technology may make the error of rushing to accept it. In the field of education, new disruptive technology offers a wide range of options. 

A company must have a strategy in place before attempting to adopt an e-learning system. Our lives are being better by technology. This enhancement method takes into account how we learn.  

It continues to give everyone, wherever, with a more efficient and tailored education. 




The Pros and Cons of Cryptocurrency

The Pros and Cons of Cryptocurrency

Akinpelu Babatola
Guest Writer

This is the age of digital currency. Thanks to recent technology trends, the world of finance has been changed distinctively. Thanks to this, many questions have been raised concerning the future of all transactions.

But there is one central question; Is cryptocurrency better than the current paper money system?

This is not a question quickly answered. While cryptocurrency is excellent in many aspects, it is not without its flaws. Since the advantages and disadvantages of the current system are already known, it is much more appropriate that we discuss the pros and cons of the newer system.

So let’s get started. 

The Pros of Cryptocurrency  

  • All transactions are entirely transparent.

All digital currencies make use of blockchain technology. This is an open ledger system that records all transactions and makes it available for anyone to view at any point in time. So if you are the kind of person who favours transparent banking systems, trading in cryptocurrency is definitely for you. 

  • All transactions are instant.

By transacting in cryptocurrency, you can carry out your transactions at any point in time and relatively instantaneously. By making use of your mobile device, you can move vast sums of money around with the simple touch of a screen. This attribute makes cryptocurrency perfectly suitable for any of your online transactions as well as offline transactions. 

  • The costs of transactions are relatively low.

While banks and other online payment systems are known for attaching expensive fees to all transactions, the cost of transacting in cryptocurrency is relatively low. This is excellent for merchants who carry out several hundreds of transactions daily. By taking advantage of the low transaction costs, you can afford to make as many transactions as you need to. 

  • Cryptocurrency offers you privacy and freedom from external influences.

While this might seem like a con at first glance, it is definitely a pro. 

Cryptocurrency operates on a decentralized system. This saves it from being controlled by a government or a central body and makes it much less susceptible to inflation. Thanks to this, all users who transact in cryptocurrency are assured that there is no one monitoring their spending and incomes asides from them.

If anyone were to look, the only available information would be the transaction details contained in the open ledger. This only gives information about the transaction and not the person behind the transaction. 

Now let’s talk about the cons of cryptocurrency.

The cons of cryptocurrency

  • Cryptocurrency is volatile. 

Most digital coins have their values determined by the number of users. This makes the value of all digital currencies very volatile. They can be worth thousands one day, and they can drop to hundreds the next morning. This volatility means you can earn quite a lot or lose quite a lot.

This volatile nature is bound to change as more and more users take advantage of this innovation in the finance world. 

  • Funds lost cannot be traced.

In the unlikely case of a security breach, the untraceable nature becomes a disadvantage. Without any information on the recipient of the lost funds, it becomes impossible to process retrievals.

Also, criminals can exploit the decentralized nature to carry out their illegal activities. This makes it impossible for governments to monitor and trace them at all. This is a significant reason why some governments have banned cryptocurrency in their countries.






Introduction to Cryptocurrency

Introduction to Cryptocurrency

Akinpelu Babatola

Guest Writer

Bitcoin launched back in 2009 and with its launch, created an industry that is now worth billions of dollars. This launch also jump-started a wave of innovations in the world of cryptocurrency. Some people believe that soon it will become an integral part of our society and others think that this is only a passing phase.

So what is a cryptocurrency and do they have any benefits over traditional forms of currency? Well, here’s the Xpress Train’s beginner guide to cryptocurrency

What is cryptocurrency?

Cryptocurrency is a virtual means of exchange. They exist only in digital form and can only be transacted online. There are no physical forms of cryptocurrency at all.

A core aspect of cryptocurrency is that there is no centralized system of control for it. Its value and production are entirely dependent on those who use it. Cryptocurrency leverages on blockchain technology to better secure this feature.

With blockchain technology securing it, there is no outside interference from a government or institution regulating its use for transactions.

So if it exists entirely online, how do you get a hold of cryptocurrency? Well, there are a few ways to acquire cryptocurrency. You can choose to

  • Mine it.
  • Exchange goods or services for it
  • Purchase it using the assistance of a broker
  • Purchase it using US dollars or some other cryptocurrency you currently have.

History of cryptocurrency

Cryptocurrency is not a recent idea. Its history can be traced back to as far back as 1989 when David Chaum, a pioneer in cryptocurrency, tried to innovate Digicash. Others, such as E-gold in 1996, bit gold in 1998 and B-money in 1998, attempted and failed to achieve the current success of cryptocurrency.

The digital currency finally succeeded in 2008 in the form of Bitcoin. This was the first decentralized virtual coin, and in 2009, it went public.

 Now, it is the most popular cryptocurrency in the world. Despite this, other cryptocurrencies followed in its footsteps and are currently acceptable for transactions in many countries. Among these are the likes of Ethereum (ETH), Litecoin (LTC) and Ripple (XRP).

Since Bitcoin is the most popular cryptocurrency, others are collectively referred to as altcoins.

The growth of the cryptocurrency world has been astounding, to say the least. In 2015, there were more than 500 kinds of cryptocurrency. Yet, only 10 of them exceeded $10 million in market capitalizations.

By September 2017, the total market cap of cryptocurrency had grown to over $60 billion. By December of the same year, this value had reached $600 billion.

The amount of coins present in the market continues to grow, and the market cap continues to exhibit rising and falling tendencies.

Benefit of Cryptocurrency

The most important benefit of bitcoin lies in the fact that it is decentralized. Since there is no governing body to regulate it, cryptocurrency is entirely free from outside manipulation.  

For regular currency, the government and the central banks are in control. They determine how much is supplied and raise and drop the value of the local currency to suit their goals. But for cryptocurrency, only the users can control the value making use of the recent technology trend of a peer-to-peer network.

While there is still a lot of work to be done before bitcoin can take over from traditional forms of money, it is evident that it is working towards just that. Maybe someday in the future, all our transactions will be carried out using cryptocurrency.




Why Fintech Startups have become indispensable

Why Fintech Startups have become indispensable

Akinpelu Babatola
Guest writer

It is quite apparent that Fintech startups are here to stay. Take a look at any business around you. You will come to realize that they make use of one Fintech company’s services or the other.

This shows the level of integration these startups have achieved in our society today.

By taking advantage of current technology trends like Artificial Intelligence, A.I., many more startups are flooding the market. This is simply a result of constant innovation in this sector. In fact, keeping track of these innovations requires proper education and diligent research.

Regardless of how many companies pop up, we can’t do away with them. Why? What makes Fintech startups so indispensable to us? What does the future look like for Fintech Companies?

Let’s talk about this.

Fintech startups are indispensable for two main reasons.

  1. They make doing business very easy.  

A central selling point of Fintech startups is the ease of using their services. You can perform all your transactions on your smartphone. So, you don’t have to join long queues at the bank or make a trip to the ATM to make payments.

Instead, you can be in your pyjamas, sipping on a cup of coffee in your home, all the while making large sum transactions. It’s just that convenient.  

  1. They can help you make better financial decisions.  

If you have been struggling to save money, maybe using a Fintech’s services would not be a bad idea. These companies make use of technology trends such as machine learning, to remove all guesswork related to your financial lifestyle.

With these tools, your spending habits, and other financial behaviour are revealed. This helps the software design a savings system that is perfectly matched to your lifestyle. All this is done automatically and runs in the background, while you go about living your life.

What does the future look like for Fintech? 

The future of Fintech companies is quite bright. Currently, these startups have been able to influence the way we go about our banking. Traditional banks have been forced to adapt to this new situation or risk being chased out of business.

Fintechs have influenced more than the way we bank. Now you can also make investments and trade stocks all from the comfort of your home and from your smartphone. This improves the level of financial inclusion by making banking and investment services available to those who would not otherwise have them.

If things continue as they are, it is easy to see that very soon, Fintech Startups will become the order of the day.